Edit with
SHARK connects people who need money with people willing to lend their own. Submit a request, compare offers, negotiate terms, and track your loan from disbursement to repayment — all in one transparent platform.
No cost to register. Lending carries risk — returns are never guaranteed.
R100
Membership from
12.5%
Typical marketplace rate
Built in
Repayment tracking
POPIA
Data protection
A simple, transparent process for both sides of the loan.
Create a free account as a borrower or lender. Complete identity verification where required.
Borrowers publish loan requests. Lenders browse eligible opportunities and review risk indicators.
Lenders make offers. Both parties negotiate terms. A digital agreement is reviewed and signed by both.
Funds are disbursed. Borrowers repay on schedule. Lenders track repayments and portfolio performance.
Need funding? Get offers from real lenders.
Have capital? Put it to work on your terms.
Choose the membership that fits how you lend. Each tier is a once-off joining fee, with suggested lending capital as guidance.
Casual lenders
Serious individual lenders
High-capital and business lenders
Your joining fee is a once-off platform fee. Suggested lending capital is guidance only and is funded separately from your wallet.
Lending money to individuals carries risk. Borrowers may default, and you could lose some or all of your lending capital. SHARK does not guarantee returns, and membership does not reduce lending risk. The proposed default-reimbursement programme is conditional and not yet guaranteed. All financial figures in this prototype are simulated. Real lending requires appropriate legal, regulatory and compliance approvals before launch.
Join SHARK today. Register for free as a borrower, or choose a lender membership that fits your goals.